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Finance Options – Lease Purchase

Lease purchase is ideal for private individuals or companies who value the ownership of their vans and who want higher end vans with long term finance agreements to make the monthly payments more affordable.

Lease purchase is in fact broadly the same as personal contract purchase - By linking the estimated final value of the van to the monthly rentals, the lease purchase payments become far more affordable allowing you to acquire a better quality van for the same budget. In other words the monthly payments are worked out on the difference between the retail value and the residual value and the more a van ‘holds its value’, the better the deal.

There is however one vital difference between lease purchase and PCP – with PCP you get the option for ownership at the end of the contract but lease purchase agreements are set up where there is no option for return, therefore you have to purchase the van at the end of the contract.

The main benefits of lease purchase are:

  • Fixed lower monthly payments with a higher final residual
  • Van can be retained as a company asset
  • Minimum capital expenditure
  • Fixed interest rate
  • Value can be written against taxable profits
  • Ownership of vehicle

For further information on lease purchase finance packages please feel free to contact us at direct Volkswagen Vans on 0845 128 4689 or alternatively email sales@directvwvans.co.uk.

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